Types Of Boats Available

There are many boats out there on the market, with
something for everyone. If you are new to boating,
selecting the right boat can be hard. There are
boats for every purpose on the water, all you have
to do is find the one for you.

To help you in your quest, we’ll go over the several
types of boats available. This way, you’ll know
the differences when you head out to buy one of
your own.

1. Vessel
The vessel is the most common name for a boat, as
it’s the description used or capable of being used
on the water. Basically, it’s another name used for
a boat or anything capable of being on the water.

2. Power boat
A power boat is any boat or vessel that’s propelled
by machinery. Fishing boats are great examples,
as they are powered by motors or engines.

3. Houseboat
A houseboat is fitted for use as a living vessel or
for leisurely cruising. Normally, a houseboat will
include living accomodations such as sleeping
quarters, kitchen facilities, and even a full bath.
The cruising models are normally propelled by
power.

4. Sailboat
A sailboat is any boat that’s under sail along with
no mechanical means of propulsion. The modern
sailboats range from one person boats to luxury
yachts that can accomodate several people. They
are divided into three basic types:
1. Daysailer - This is a small boat that’s
designed for comfortable sailing without sleeping
accomodations. It offers a roomy cockpit and can
also contain an outboard auxillary engine as well.
2. Cruiser - Cruisers are medium sized or
large boats that contain a cabin with sleeping
quarters, toilet, food area, and usually an auxillary
engine that’s built inside.
3. Racer - Racers are boats built for speed
and ease of handling - normally at the expense of
comfort.

5. Zodiac
The Zodiac brand of high performance aluminum boats
are some of the most popular in the entire boating
industry. These boats are constructed with a
conventional rigid hull with increased buoyancy and
stability. The deep V hulls offered by these boats
are made to take any weather. They are well known
for their prowess and are used all over the world
for commercial search and rescue operations.

6. Catamaran
These boats come with twin hulls. They provide
safety, comfort, speed, and stability that’s
unmatched by single hulled boats. Popular with
boating, they offer you a new twist to hitting
the water.

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Getting Started With Boating

One of the best things about boating is the fact
that there are many boats designed for many
different activities. For the majority of boaters,
a general purpose craft that serves as a fish, ski,
and picnic boat is ideal.

To help you narrow down your search, ask yourself
how you plan to use the boat. Fishing, cruising,
water skiing, watersports, racing, or a bit of
everything is what you should be wondering. There
is a boat out there for you, all you have to do is
find it.

Finding the right size
Finding the right size of boat depends on how many
people you’ll have boating with you and where you
plan to go. All new boats have an “NMMA capacity
plate” that wil you how many people you can safely
have on the boat at a time. If you plan to use
a trailer, you shouldn’t get a boat bigger than
26 feet in length.

Power needs
Those who plan to water ski will need more power
while those planning to fish will need less. The
boaters of today will also be able to choose from
new engines that are more efficient in fuel and
very friendly to the environment as well.

Boat costs
There are boats for every type of budgets. Many
new boat owners are very surprised to find that they
can get their dream boat for much less than they
ever expected. You can get new or used boats at
a reputable dealership with financing, taking
advantage of low monthly payments.

Boating can be a lot of fun, as you long as you
don’t go overboard when you first begin. There is
a lot to know about boats, costs, and types, which
is something you’ll learn over the years. Always
have fun - and you’ll enjoy boating for many, many
years.

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Buying A Cruising Yacht

Everyone out there likes the idea of a shiny new
boat. While buying a new yacht is an accomplishment
in itself, you shouldn’t spend over your budget then
be unable to take it anywhere. When you buy a
yacht, always look at what comes with the boat
and decide if it’s everything you want.

Types of construction

GRP
Almost all cruising yachts out there today are made
of GRP construction. GRP material is long lasting,
strong, and easy to repair. Osmosis is the only
real problem here, as the blisters it leaves can be
sometimes costly to repair.

Steel
Steel is always a great a idea, as it is by far the
strongest material. There have been steel boats ran
into reefs and banks and received just a few mere
scratches. Even though steel has many advantages,
rust is the true enemy here. You must keep all
surfaces thoroughly painted, primed, and ready to
avoid all types of rust.

Aluminum
Although rare in the normal cruising market,
aluminum is very popular with the construction of
top quality custom built yachts. If you are looking
for an aluminum constructed yacht, always make sure
that it wasn’t constructed by an amateur yacht
builder - as this can cause major problems later on
down the road.

Wood
Even though it’s the most traditional building
material, wood still has a lot to offer. If you get
the right kind of wood, it can last just as long as
any other type of material. The maintenence costs
are very high with wood, especially if you do your
own painting.

Ferro-cement
Concrete type boats have been around for a long
time. A cheap method of hull construction, it was
very popular in the 70’s. If done properly, it
can be a very strong method of yacht construction.

Rigs
The most popular choices of yacht rigs include sloop,
cutter, and ketch - in that particular order. Sloop
has the virtue of simplicity, while ketch and cutter
rigs will split the sail plan into more easily
managed areas. A ketch rig can sail under mizzen
and headsail alone, while cutter rigs can offer a
simple twin headsail with downwind option.

Essentials versus desirables
Before you begin looking for a yacht, make a list
of what you must have then make a list of what would
be nice to have. There are many additions and add
ons you can get for yachts, although they can get
very expensive in a hurry.

When you shop for a yacht, always plan out your
budget before you even start looking. A nice yacht
can cost a lot of money, which is something you
may need to save up for. Yachts are great to sail
on, especially for those who have a lot of money
to spare.

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Financing A Boat

Once you decide to buy a boat, you’ll find yourself
wondering how you are going to pay for it. This
type of purchase will involve some type of financing,
whether it’s a credit line through the home, an
unsecured loan, or a boat line. Choosing the right
financing source can be just as important as
choosing the right boat.

When choosing a source of financing, there are
several things to consider. The first factor is
how long you plan to keep the boat. If you are
buying a first boat, it’ll make more sense to find
a loan that will be flexible enough for an early
payoff via private party or even a trade in.

If you are purchasing the boat of your dreams, you
should expect to have it financed for a long time
which makes it important to get a fixed rate loan
with terms that allow for a low monthly payment.

Another factor you’ll need to consider is the
down payment. Most lenders or dealers would like
to see at least ten percent down. Zero down
payments do exist for those with good enough
credit. Normally, the down payment doesn’t
significantly change the monthly payment for your
boat loan.

Choosing the right type of boat loan is a very
important part of the entire buying process. You
can start with a boat finance brokerage, which
will show you how each one of the available options
fit into your profile.

Doing this will give you the knowledge and ability
you need to find the loan that best fits you and
your budget. The, you can concentrate on the
important things - taking your new boat out on the
water.

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Storing Your Boat

One of the keys to owning a boat is the question of
where to keep it when you aren’t using it. Your
budget, convenience, and availability are all keys
that should be talked about.

Trailering
There’s no less expensive way to store a boat than
on a trailer in your driveway or yard. A trailer
offers you the advantages of taking your boat into
different areas of water, taking your boat out
whenver you like, or just saving fees on your winter
storage. Before you look into a trailer, make sure
that your vehicle has the towing capacity for your
boat and the equipment you need.

Rack storage
For smaller boats, a great alternative to storage is
rack storage, or dry stacks. Typical rack storage
facilities will keep your boat in a covered shed
filled with plenty of room. Simply call the facility
before you want to use the boat and they will
retrieve it for you. When you are finished boating,
simply bring it back, tie it up, and they will
return it to the storage area for you.

Marina advantage
If your a boat owner craving convenience, a marina
slip is just what you need. Simply drive your family
to the marina, get in the boat, and go. Rates will
vary from state to state, although most offer you
several other perks as well.

Buying your slip
In some areas, you can actually buy a permanent slip
at a marina. This can be great to have in high
demand areas, as it guarantees you a slip at the
marina whenever you need to store your boat. The
purchased slip is a long term asset, and is good
for as long as you own a boat.

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